Finanzrechner

Wesentliche Finanzrechner für Darlehen, Hypotheken, Investitionen, Steuern und Budgetierung. Treffen Sie informierte finanzielle Entscheidungen mit genauen Berechnungen.

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Hypotheken-Rechner

PITI-BerechnungTilgungsplanEigenkapital-AnalyseGesamtzins-Anzeige

Calculate your monthly mortgage payment with our comprehensive mortgage calculator. Input loan amount, interest rate, loan term, and down payment to get detailed payment breakdowns including principal, interest, taxes, and insurance (PITI). The calculator also provides total interest paid over the loan term, amortization schedule, and shows how different down payment amounts affect your monthly payment and overall loan cost.

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Kredit-Rechner

Mehrere KreditartenRatenzusammenstellungZinsanalyseLaufzeitvergleich

Calculate monthly payments for any type of loan including personal loans, auto loans, business loans, and more. Input the loan amount, interest rate, and loan term to get your monthly payment amount and total interest paid over the life of the loan. The calculator shows payment breakdowns and helps you understand how different loan terms affect your overall cost.

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Hypotheken-Sondertilgungsrechner

Mehrere SondertilgungsstrategienZinseinsparungsanalyseZeiteinsparungsberechnungRückzahlungsdatum-Projektion

Analyze the impact of mortgage prepayments on your loan with our comprehensive prepayment calculator. Compare different prepayment strategies including extra monthly payments, annual lump sum payments, or one-time payments. See how much interest you can save and how many years you can cut from your mortgage term. The calculator shows detailed comparisons between your original loan and prepayment scenarios.

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Zinseszins-Rechner

ZinseszinswachstumRegelmäßige EinzahlungenWachstumsdiagrammZukunftswert-Projektion

Discover the power of compound interest with our investment calculator. Input your initial investment, regular contributions, interest rate, and time period to see how your money grows over time. The calculator shows the impact of different compounding frequencies (daily, monthly, quarterly, annually) and provides a visual growth chart to help you understand how compound interest accelerates wealth building.

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Investitionsrechner

Echte Marktdaten12 InvestitionsprodukteRisikobewertungHistorische Renditen

Calculate investment growth using real market data from popular funds and stocks. Input your initial investment, monthly contributions, and time horizon to see projected returns based on historical performance of S&P 500, Nasdaq, Vanguard funds, Fidelity funds, and individual stocks like Apple, Microsoft, and Google. The calculator includes risk assessment, expense ratios, and comprehensive investment education to help you make informed decisions.

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Währungsumrechner

Live-Wechselkurse170+ WährungenHistorische DatenKurs-Benachrichtigungen

Convert between world currencies using real-time exchange rates. Our currency converter supports over 150+ currencies with live market data updated regularly. Perfect for travelers, international business, online shopping, or investment research. The calculator shows conversion rates, historical trends, and includes popular currency pairs for quick reference.

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Trinkgeld-Rechner

Individuelle Trinkgeld-ProzentsätzeRechnungsaufteilungBetrag pro PersonSchnell-Trinkgeld-Tasten

Calculate tip amounts and split bills easily with our tip calculator. Input the bill amount, select or customize the tip percentage, and specify the number of people to split the bill. The calculator shows the tip amount, total amount including tip, and the amount each person pays. Perfect for restaurants, delivery services, and group dining situations.

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US-Einkommensteuerrechner

Federal & State Tax CalculationTax Bracket BreakdownEffective vs Marginal RatesRefund Estimation

Calculate US federal and state income taxes with our comprehensive US tax calculator. Input your annual income, filing status, deductions, and dependents to get detailed tax calculations including effective tax rate, marginal tax rate, and after-tax income. The calculator includes all 2024 US tax brackets, standard deductions, child tax credits, and US state tax rates for accurate American tax planning.

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US-Lohnrechner

Bundes- und StaatssteuernFICA-BerechnungenVorsteuerpflichtige AbzügeArbeitgeberbeiträge

Calculate US employee net pay with comprehensive US payroll calculations. Input gross salary, filing status, state, and pre-tax deductions to get detailed breakdown including federal income tax, FICA taxes, US state taxes, and employer contributions. Perfect for US HR professionals, employees, and American payroll management.

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US 401k Rechner

RentenprojektionenArbeitgeber-MatchingBeitragsgrenzenSteuervorteil-Analyse

Calculate 401k retirement savings with employer matching and compound interest growth. Plan your retirement future with comprehensive projections including contribution limits, catch-up contributions for 50+, tax benefits analysis, and year-by-year growth projections. Perfect for retirement planning and optimizing your 401k strategy.

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Finanztipps

Intelligente Kreditaufnahme

  • Vergleichen Sie mehrere Kreditangebote, um die besten Zinsen und Konditionen zu finden
  • Berücksichtigen Sie die Gesamtkosten der Kreditaufnahme, nicht nur die monatlichen Zahlungen
  • Leisten Sie zusätzliche Tilgungszahlungen, um die Gesamtzinsen zu reduzieren
  • Verbessern Sie Ihre Kreditwürdigkeit vor der Antragstellung für bessere Zinsen

Investitions-Grundlagen

  • Beginnen Sie früh mit dem Investieren, um von Zinseszinsen zu profitieren
  • Diversifizieren Sie Ihr Portfolio, um Risiken zu reduzieren
  • Erwägen Sie kostengünstige Indexfonds für langfristiges Wachstum
  • Überprüfen und rebalancieren Sie Ihr Portfolio regelmäßig

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